I believe answer is =100000/(1.035^12) = 66,178.33

but uncertain please check to verify the answer  I checked a couple of your answers to my last week questions and  they were correct and the other very close if answers for this week are correct I will continue to use you as my tutor for my math questions for the remainder of this course please message with your thoughts on this question and any other thoughts you may have for me.

additionally showing work for this question would be greatly appreciated.

 the question is 

You are going to be given $100,000 in 12 years. Assuming an interest rate of 3.5%, what is the present value of this amount?

Due Tuesday of this week I believe I posted wrong due date.