5. Automating XXX customer XXXX service :Customers are seeking more self-service XXXXXXX for service anywhere XXX XXXXXXX in the digital age life . Customer self-service, case XXXXXXXXXX, dispute management XXX event-based decision making XXX XXXXXXXXX XX considered as superior XXXXXXXX XXXX while XXXXXXXXXX XXXXXXXXX XXXXX and XXXXXXXXXX impact. However, banks XXXXXX continue XX XXXXX attractive XXXXXX as an XXXXXXXXX XXX consumers to use low XXXX XXXXXXXX.
6.XXXXXXXXXX reward XXXXXX :In today’s hyper-competitive market, XXXXX XXXX to go XXXXXX XXX “one-XXXX-fits-all” XXXXXX XXXXX, especially XX XXX XXXX XXXXXXXXXX XXXXXXXXX. XXXX XXXX to create a system that XXXXXX XXXXXXXXXX XXXXXXXXX XX XXXXX XXXXXXX benefits XXX redeem reward points XXXXXX XXX in a variety XX XXXX (for gift XXXXX, items, XXXXXX XXX XXXXXXXXXXX or XXXX). XXXXXXXXX XXXXXX MBNA XXX XXXXXXXXX with Bank XX XXXXXXX to create a comprehensive XXXXXXX XXXXXX Card that XXXXXXXX cruise XXX XXX-cruise XXXXXXXX XXXXXXXX, including XXXXXX, XXXXXXX and cash XXXXXX. XXXXXXXXX XX XXXXXXXXXXX, the XXXXXXXXX XXXXXXX (XX) World Points XXXX (R) credit XXXX XX designed for XXXXX looking for ways to XXXXXXX XXXXX work and XXXXXXX time. XXXXXXX One XXXXXXXXXX Air Purchase XXXXXX's unique Reward XXXXXXXXXX XXXXXXX gives customers XXX XXXXXXX XX XXXXXX past travel XXXXX XX using their XXXXXX XXXXX.
X. XXXXX - XXXXXXX XXXXXXXX experience :XXXXX XXXX XX XXXXXXX and retain XXXXXXXXX with a XXXXXXXXXX XXXXX-channel experience XXX XXX XXXXX XXXXXX (branches, online, mortgage XXX XXXXXXXXXX advisors, etc.). XXXXXXXXXX is XXXXXXX XXXXXXXX XXX way XXXXXXXXX XXXXXX XXX XXXXXXXXXXX. Virtual channels are becoming XXXX and more XXXXXXXX XXXX high-speed XXXXXXXX XXXXXXXXXXXX XXX XXX intrusion XX web-XXXXXXX XXXXXX devices so that XXXXX can XXXXX more time XXXXXX. XX XXXXXXXX to XXXX customers continuing to XXX a mix XX XXXXXXXX, XXX-XXXXXX XXXXXXXX are XXXX for XXXXXXX banking XXXXXXXXXXXX, XXXXX retail branches remain XXX main XXXXXXX XXXXXXX, XXXX research suggesting XXXX XXXXXXXX XXXXXXX XX XXXXXXX or XXXXXXX in some XXXXX. Consumers rely XXXXXXX XX XXXXXXX / XXXXX channels. XX XXXX, XXXXXX XXXXXXX XXX XXXX centers XXXXXXX for XX XXXXXXX of transactions today. This change XXXX XX a XXXXXXXX XXXXXXXXXXX for XXXXX, but they must be XXXXXXXX XX provide XXXXXXXXX with great XXXXXXXXXXXX XXX a XXXXXXXX experience across XXX channels. Successful implementation of such a XXXXXXXX XXXX XXXXX XXXXX XXXXXXXXX rewards, but XXXX XXXXXXX XXX XXXXX XXX of investments XXX XXX development of new XXXXXXXXXXXX.
X. Big Data :New XXXXXXXXXXXX technology to XXXXXX XXX game is XXX big data. XXX XXXX XXXXXXXXXXXX XXXX banks XXX XXXXXXX XX XXXXXXXXXX XXXXX XXXXXXXXX XX a XXXX granular level XXX XXXXXX XXXXXXXXXXXX offers. Allows XXXXX XX XXXXXXX XXXXXX agents in a XXXXXX, concise XXX action-packed XXXXXX if there are XXXXXXXX before and after XXXXXXXX needs. XX increases XXXXX, improves customer XXXXXXXXXXXX XXX XXXXXXX XXXXXXXXXXX costs. Fraud, financial crime XXX security breaches, in XXX its XXXXX, are one of the most costly challenges XXXXXX the XXXXXXXXX industry. Large XXXX technologies provide a scalable, XXXXXXXXXX, XXXXXX XXX XXX-cost platform XX XXXXXXX, detect XXX reduce XXXXXXXX XXX XXXXXXXX fraud. Big data XXXXXXXX: low cost and low false positive XXXXXXXXXX of XXXXX XXXXXXXXX, XXXXXXXXX XX XXXXX XXXXXXXXXXXXX costs, reduction XX XXXXXXX fraud losses, XXXX XXXX fraud XXXXXXXXX and XXXXXXXXXX, XXXXXXXXXX offers and XXXXX cell.